KEITH JAKEE, Ph.D.
CURRENT POSITION
Wilkes Honors College Florida Atlantic University 5353 Parkside Dr. Jupiter, FL 33458 Tel: (+1) 561-799-8131 kjakee(AT)fau.edu http://www.keithjakee.com
Associate Professor Wilkes Honors College, Florida Atlantic University, Jupiter, FL Research: Political Economy/Public Choice, Entrepreneurship, Industrial Organization Teaching:
Modern Political Economy, Public Finance & Public Policy, Law & Econ, Micro Princ, Intermed Micro, Savings Investment & Financial Markets, Advanced (Mathematical) Microecon, Econ & Literature, Thesis Writing in the Social Sciences (all classes are Honors)
Supervision: Senior Year Honors Theses PREVIOUS ACADEMIC POSITIONS
Visiting Research Associate Centre for Policy Studies, University College Cork, Ireland: 2013–2014 Several months residency during sabbatical year. Continuing Senior Lecturer (Tenured Associate Professor equivalent) School of Economics & Finance, Royal Melbourne Institute of Technology (RMIT University) Melbourne, Australia: 2001–2005 Administered start-up of School’s Honors Degree Program (see Administrative Service section), in addition to research, thesis supervision, and teaching. Continuing Lecturer (Assistant Professor equivalent) Department of Economics, Monash University, Melbourne (Clayton), Australia: 1997–2000 Continuing appointment (tenure equivalent) granted in December 1999. Postdoctoral Research Scholar City University of Stockholm, Stockholm, Sweden: 1996 Visiting Lecturer (Visiting Assistant Professor equivalent) Department of Economics, University College Cork, Cork, Ireland: 1993–1995
EDUCATION
Ph.D. in Economics GEORGE MASON UNIVERSITY, Fairfax, VA, USA (1996) Specializations: Public Choice, Industrial Organization and Comparative Economic Systems Master of Arts in Economics GEORGE MASON UNIVERSITY, Fairfax, VA, USA (1991) Master of Applied Economics UNIVERSITY OF MICHIGAN, Ann Arbor, MI, USA (1989) Certificat de langue et de civilisation française UNIVERSITE DE LYON II, International Institute of French Studies, Lyon, France (1986) Bachelor of Science, Magna Cum Laude, Economics NORTHERN MICHIGAN UNIVERSITY, Marquette, MI, USA (1984) Minors: Mathematics and Music
PUBLICATIONS Jakee, Keith. 2013. “The Consensus of Economists on the 1992–93 Swedish Crisis: Some
Parallels and Contrasts with the Past.” In Henrik Lindberg (ed.) Knowledge and Policy Change. Newcastle upon Tyne, UK: Cambridge Scholars Publishing. Kenneally, Martin, and Keith Jakee. 2012. “Satellite Accounts of the Tourism Industry: Structure, Representation and Estimates for Ireland.” Tourism Economics, 18 (5): 971–997. Jakee, Keith and Heath Spong. 2011. “The Normative Bias in Entrepreneurial Theory.” Division of Labour & Transaction Costs, 3(2): 81–105. Fry, Tim, Keith Jakee, and Martin Kenneally. 2009. “How Safe are “Safe” Seats? A Comparison of Voluntary and Compulsory Voting Systems.” Brazilian Political Science Review, 3(2): 93–103. Jakee, Keith, Martin Kenneally and Hamish Mitchell. 2009. “Asymmetries in Scheduling Slots Can Drive Asymmetries in Game-Day Revenues: An Example from the Australian Football League.” Sport Management Review, 13(1): 50–64. Jakee, Keith and Guang-Zhen Sun. 2006. “Is Compulsory Voting More Democratic?” Public Choice, 129(1–2/Oct.): 61–75. Jakee, Keith and Guang-Zhen Sun. 2005. “External Habit Formation and Dependency in the Welfare State.” European Journal of Political Economy, 21(1/Jan): 83–98. Donnar, Ryan and Keith Jakee. 2004. “Australian Beer Wars and Pub Demand: How Vertical Restraints Improved the Drinking Experience.” Applied Economics, 36(4): 1613–1622. Donnar and Jakee appears (abridged) as case study, “Vertical Integration, Exclusive Dealing, and the Value of an Upscale Pub’s Amenities in Australia,” in Don Waldman and Elizabeth Jensen’s Industrial Organization: Theory and Practice (3rd ed.). 2007. Prentice Hall. Jakee, Keith and Heath Spong. 2003. “Praxeology, Entrepreneurship and the Market Process: A Review of Kirzner’s Contribution.” Journal of History of Economic Thought, 25(4/Dec): 461–486. Jakee, Keith and Heath Spong. 2003. “Uncertainty, Institutional Structure and the Entrepreneurial Process.” In S. Metcalfe and U. Cantner (eds.) Change, Transformation and Development. New York: Springer-Physica. Jakee, Keith and Stephen Turner. 2002. “The Welfare State as a Fiscal Commons: Problems of Incentives versus Problems of Cognition.” Public Finance Review, 30(6): 481–508. Jakee, Keith and Leonie Allen. 1998. “Destructive Competition, or Competition Destroyed? Regulatory Theory and the History of Irish Transportation Legislation.” European Journal of Law and Economics, 5(1): 13–50. PEDAGOGICAL Jakee, Keith. 2011. “Overhauling Technical Handouts for Active Student Participation: A Model PUBLICATIONS for Improving Lecture Efficiency and Increasing Attendance.” International Journal of
Teaching and Learning in Higher Education, 23(1): 98–108. (Peer reviewed). Jakee, Keith. 2007. Instructor’s Manual for David Colander’s Economics, 7th ed. Boston: McGraw Hill. Complete revision and structural overhaul of textbook manual; designed to provide improved pedagogical support. REVISE & RE-SUBMIT
Jakee, Keith and Martin Kenneally. “Modeling Scientific Revolutions: Central Planning Versus Market Liberalism in Economic Thought.”
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SUBMITTED Jakee, Keith and Stephen Jones. “The Constitution of Failed States: “Alegality” Explains Incapacity.” PAPERS UNDER Terje Hoim, Keith Jakee and Neha Shrestha. “New Trends, Old People: The Effect of Population FIRST REVIEW
Aging on House Prices in the United States and Japan.” Jakee, Keith, and Martin Kenneally. “Increasing Voter Turnout: What Difference Can Compulsory Voting Make?” Jakee, Keith, and Martin Kenneally. “Scheduling Slots and Sports League Objectives: An Empirical Analysis of the Australian Football League.” Centre for Policy Studies Research Papers (10–1).
OTHER (non-refereed)
Jakee, Keith. 1990. “HUD and the Homebuyer.” Issues and Answers. Washington DC: Citizens for a Sound Economy, July: 7 pages. Jakee, Keith. 1990. “Statement on RESPA.” In Real Estate Settlements and Procedures Act: Hearings before the Sub-committee on Housing and Community Development. (August). Washington DC: US Government Printing Office: 56–57, 64–68, 488–491.
PUBLISHED REVIEW OF RESEARCH
Weller, Christian. 2005. “Sobering Economics: Review of Donnar and Jakee’s ‘Australian Beer Wars and Pub Demand (in Applied Economics, 2004).’” Foreign Policy, January/February 2005: 89-90. (Internet posting at foreignpolicy.com and keepmedia.com).
WORKS IN PROGRESS
•“Certain Governments and Uncertain Futures: The Welfare State as a Static Solution to a Dynamic World” (with Stephen Jones). •“Coping with Recession in the Regions: The Role of Tourism” (with Martin Kenneally). •“How Much Did the Gothic Churches Cost? An Estimate of the Ecclesiastical Building Costs in the Paris Basin between 1100 and 1250” (with Amy Denning). •“Forced to Vote: An Empirical Evaluation of Compulsory Voting” (with T. Hoim & C. Hamalian). •“Economists in the Policymaking Process: Lessons from Sweden’s Financial Crisis.” •“A Theory of the Uncertain Entrepreneur: Foundations, Contrasts and Applications” (working title). Book project on theory and application of entrepreneurial theory (with Heath Spong). •“A Non-Linear Approach to Entrepreneurship” (with Terje Hoim and Blaine Pflaum). •“What is Status Worth? An Empirical Investigation of Prestige” (with T. Spogli & M. Kenneally). •“The Price of High-Stakes Educational Testing: An Estimate of the Aggregate Costs of Florida’s FCAT Exam” (with Erin Gamsey). •“Fundamental Value and Transaction Frequency in Residential Vacant Lots: A Study In Speculative Markets” (with Martin Kenneally and Kate Towers).
REFEREEING
Public Finance Review, Review of Development Economics, Journal of Evolutionary Economics, Journal of Physical Education and Sport Management, Routledge Publishers (book division), Taylor and Francis (book division), Pearson Publishing, European Journal of Political Economy. Reviewed texts for Wiley and Worth Publishers.
SEMINAR & James Buchanan, “Politics as Tragedy in Several Acts” (Melbourne, March 2002) CONFERENCE Organized academic visit and city-wide public lecture by Nobel Laureate. ORGANIZATION
Department of Economics Friday Workshop (Monash, 1997–2000) Organized forum for research interaction on work-in-progress, especially for dept. grad students. Property Rights Regimes and Social Justice (Geneva, July 1996) Co-organized session for Society for the Advancement of Socioeconomics annual conference. City Workshop in Political Economy (City University, Stockholm, 1996) Organized bi-weekly interdisciplinary discussion group in political economy. Keith Jakee, p. 3
ACADEMIC & OTHER AWARDS
University Award for Excellence and Innovation in Undergraduate Advising, 2014 FLORIDA ATLANTIC UNIVERSITY University Award for Excellence and Innovation in Undergraduate Teaching, 2010 FLORIDA ATLANTIC UNIVERSITY Fulbright-Hays Doctoral Research Fellowship UPPSALA UNIVERSITY, Sweden George Mason University Graduate School Doctoral Fellowship GEORGE MASON UNIVERSITY, Fairfax, VA Claude R. Lambe Research Fellow, Department of Economics GEORGE MASON UNIVERSITY, Fairfax, VA State of Michigan Competitive Scholarship STATE OF MICHIGAN (four year undergraduate full academic scholarship)
CONFERENCE Centre for Policy Studies Conference: Coping with Recession – A Regional Perspective, May 2014 PRESENTATIONS “Coping with Recession in the Regions: The Role of Tourism”
TEDxFAU, Florida Atlantic University, April 2013 “Forget about Population Explosion: It’s Population Decline We Need to Think About” Knowledge and Policy Change Colloquium, Ratio-Näringlivets forskningsinstitut, Stockholm, 2011 “Economists in the Policymaking Process: Lessons from Sweden’s Financial Crisis” Italian Association for the History of Political Economy Annual Conference, Trento, June 2010 “Modeling Scientific Revolutions” School of Applied Social Studies, Univ. College Cork, Ireland, December 2009 “Modeling Scientific Revolutions” (Keynote Lecture) International Sports Management Conference 2009, Lausanne, Switzerland, May 2009 “An Empirical Analysis of Scheduling Slot Allocations in the Australian Football League” International Western Economic Association, Vancouver, BC, Canada, July 2004 “The Normative Bias in Entrepreneurial Theory” International History of Economic Thought Society, Duke University, July 2003 “Entrepreneurship and Panglossian Bias” American Political Science Association, San Francisco, August 2001 “Mandatory Voting: Some Theory and Evidence from Australia” International History of Economic Thought Society, Wake Forest, July 2001 “Praxeology, Entrepreneurship and the Market Process: A Review of Kirzner’s Contribution” International Joseph Schumpeter Society Conference, Manchester, UK, June 2000 “Institutional Structure and the Uncertain Entrepreneur” Australian Law & Economics Society, Univ. of Melbourne Law School, October 1999 “Managing the Commons? An Analysis of the Welfare State’s Fiscal Institutions” International Western Economic Association, Lake Tahoe, July 1998 “Managing the Commons? A Structural Analysis of the Welfare State” International History of Economic Thought Society, Montreal, Canada, June 1998 “Headline Economics: An Analysis of the Swedish Economic Debate” International Joseph Schumpeter Society Conference, Vienna, Austria, June 1998 “Adaptive Preferences and Welfare State Dynamics” European Law and Economics Society, Maastricht, Netherlands, April 1996 “The Rise and Fall of the Swedish Miracle: Some Possible Links to Norms” Irish Economic Association, Cavan, Ireland, May 1995 “Destructive Competition, or Competition Destroyed? Regulation & Irish Transport Legislation”
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COMPETITIVE RESEARCH GRANTS
Ratio-Näringlivets forskningsinstitut Travel Award RATIO INSTITUTE, Stockholm, Sweden (August 2011) Travel Award for Conference Presentation. Wilkes Honors College Faculty Excellence Grant FLORIDA ATLANTIC UNIVERSITY (2006, 2009, 2013, 2014) Research Travel Support. Faculty Small Research Grant MONASH UNIVERSITY (1998 and 1999) “Monopolies for Scholarly Ideas” (Dec.’99); “Legitimacy in the Welfare State” (Sep. ’98) University Travel Grant MONASH UNIVERSITY (June 1998) Funded several conference presentations. Australian Research Council Grant (Sept. 1997) “Economics of the Entrepreneurial Ethic”
SYMPOSIA/ COLLOQUIUM INVITATIONS
Classical Liberalism in Contemporary Political Philosophy. Organized by Liberty Fund and George Mason University’s Mercatus Center. (September 2013).
LECTURE/ SEMINAR INVITATIONS
New York University, Max-Planck-Institute for Research into Economic Systems (Jena, Germany), Claremont Graduate University, Pepperdine School of Public Policy, Australian National University, Florida State University, University of Melbourne (Australia), Monash University (Australia), University of Queensland (Brisbane, Aus), Uppsala University (Sweden), Stockholm University (Sweden), RMIT (Australia), Ratio - Näringlivets forskningsinstitut (Stockholm, Sweden), LaTrobe University (Australia), University of Tasmania (Australia), George Mason University, Rotterdam University (Netherlands), University College Cork (Ireland), City University of Stockholm (Sweden), Oslo Law Students’ Organization (Norway), Florida Atlantic University, Northern Michigan University, Governors State University (Illinois).
OTHER PROFESSIONAL LECTURES & PANELS
Breakfast with the Professor (MacArthur Campus Community Series). Presented “The Future of Government: It Won’t Be Bill Clinton’s “Ending Welfare as We Know It.” March 2011. Wilkes Honors College Discussion Dinner Series. Presented “Preferences and Constraints: How the Nature of America is Changing.” November 2009. The Recession and Its Implications. Presented lecture entitled, “Recession, Depression, Does it Matter?” to 500 person local audience. April 2009. A Comparison of Economic and Social Policies in the US & Australia. Annual lecture (20012004) given to visiting students and professors from St. Thomas University (St. Paul, MN). The State of the Welfare State. Discussed developments in theory and evidence of welfare state analysis with State of Victoria (Australia) Parliamentarians, including future Victorian Premier (Governor); followed with Q&A session. March 1998. The Arlington Pilot: Developing a Small Business in the Soviet Union. Participating panelist in one segment of joint Russian-American television production released in former Soviet Republics. Contrasted US with Swedish regulatory practices. August 1991.
Buchanan Workshop: A Theory of Politics, Constitutionalism, and Ethics. Organized by Australian National University, Social & Political Theory Program, Research School of Social Sciences. (Feb. 2002). Workshop in Honor of Gordon Tullock. University of Arizona, USA. (May 1999). Liberty, State and Contract in the Writings of James Buchanan and Jean Hampton. Organized by Australian National Univ, Social & Political Theory Program, RSSS. (Oct 1998). Norms and Incentives. Australian National Univ, Social & Political Theory Program, RSSS. (July 1998).
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CONGRESSIONAL Testified before United States House of Representatives’ Subcommittee on Housing & Community TESTIMONY Development on federal real estate regulatory hearings (Real Estate Settlements and Procedures
Act). August 1990. GRADUATE SUPERVISION (Ph.D.)
(M.Ec.)
•“Entrepreneurial Theory and an Application to the Auto Industry” (H. Spong). •“Victorian Road Policy: A Public Choice Approach” (B. Grånas). •“Blood, Information and Virtue” (M. Picton). •“Bonding Mechanisms & Credible Commitments: An Application to Ownership Structure in the Australian Life Insurance Industry” (A. Weier). •“Three Essays on the Division of Labour” (G. Sun). •“Explaining the Decline in Union Membership Rates” (A. Kocis). •“Tax Policy in a Competitive Rent Seeking Market: Wine Taxation in Australia” (J. McDonald). •“Entrepreneurial Theory and Application” (H. Spong). •“The Christian Revolution: An Economic Analysis of the Growth of the Early Church” (T. Guala). •“The Effect of Protection on Irish Steel and the EC Steel Industry” (S. Milner). •“The Road Transport Act 1932 and the Development of the Irish Bus Industry” (L. Allen).
(Honors)
Have supervised more than 60 honors theses.
CLASSES TAUGHT
•Economic Analysis for Business: RMIT (Master’s) •Applied Microeconomics (Master’s): Univ. of Michigan (weekly review sessions for entire class) •Economics of Collective Choice/Public Choice: RMIT & Monash (Aus. Hons) •Law and Economics: Monash (Aus. Hons) •Applied Microeconomics: RMIT (Aus. Hons) •Industry Research Thesis Preparation and Supervision: RMIT (Aus. Hons)
(Graduate)
(Undergraduate)
•Advanced (Mathematical) Microeconomics: FAU (Hons/4th year) •Modern Political Economy/Public Choice: FAU (Hons/4th year); Cork (3rd year large lecture) •Public Finance & Public Policy: FAU (Hons/4th year); Cork (3rd year large lecture) •Law and Economics: FAU (Hons/4th year) •Economics and Literature: FAU (Hons/4th year) •Policy and Decision Analysis: Cork & Mason (3rd year) •Savings, Investment and Financial Markets: FAU (Hons) •Intermed Micro: FAU (Hons); Monash & Cork (large theaters; coordinated streams; supervised TAs) •Current Issues in Applied Microeconomics: Monash (2nd year) •Principles of Microeconomics: FAU, Mason & Michigan (1st/2nd year) •Writing in the Social Sciences: FAU (Liberal Arts requirement for thesis prep) •Principles of Macroeconomics: Singapore Institute of Management/RMIT (1st year) •Directed Independent Study in History of Economic Thought: FAU (Hons/4th year) •Directed Independent Study in Public Budgeting: FAU (Hons/4th year)
(Continuing Ed)
•The Economics of the Recession, Energy Prices, and Other “Crises”: FAU •The Great Economists: Economic Thinking through the Ages: FAU
STUDENT EVALUATIONS
Summaries (and comments) available upon request.
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ADMINISTRATIVE & COMMUNITY SERVICE
Founding Director, Honors Summer Institute, Honors College (2005 – 2006) FLORIDA ATLANTIC UNIVERSITY, Jupiter, FL 33458, USA •Directed all aspects of start up for inaugural Summer Institute for accomplished high school students. •Collaborative project with SCRIPPS RESEARCH INSTITUTE-FLORIDA. Responsibilities included: •Developing initial budget & program cost •Coordinating all ceremonies, including participation of •Coordinating academic aspects of program President, Vice President and Scripps officials •Developing enrollment & fees process •Developing application/selection process •Coordinating scientific lectures/workshops •Coordinating recreational activities with SCRIPPS Research Institute •Developing regulations in association with Housing Director and University Attorney •Coordinating all aspects of residential stay, •Marketing/public relations, including numerous including housing and food media interviews •Hiring, coordinating, managing numerous assistants, counselors, and interns Institute success indicators: •Increased exposure of Honors College throughout Florida. •Increased exposure of University’s new relationship with Scripps. •Numerous interviews and stories appeared in newspapers, and on TV and radio. •FAU President cited program’s success in his annual review; committed to future programs. •Accomplished program 25% under budget. Founding Director of Honors Program, School of Economics and Finance, RMIT (2001– 2005) A large component of my RMIT workload consisted of administering the School’s new Honors Program. I was responsible for initiating the Program and for developing and formalizing all processes, including, for example: •Marketing •Thesis policy and supervision •Application process & selection •Student advising •Informational & skills sessions •Coordinating and monitoring thesis supervisors •Curriculum design (and development) •Career workshops •Committee for student admission •Alumni organization Success indicators at RMIT: •Department accounted for nearly 75% of all Honors students in Business Faculty at RMIT. •Of first 20 graduates: several pursued PhDs, one went to law school, several entered consulting, bank analyst, and investment banking positions (e.g., Australia & New Zealand Bank, Commonwealth, and Bank of Scotland and multiple positions at investment bank Goldman Sachs), one became a venture capital analyst, another a gaming analyst, several took positions with Commonwealth (federal) and state agencies as economists. •Of first 20 graduates, there will be at least four published articles in academic journals. Board Member, Five Star Magnet Program of Palm Beach Gardens High School (2007-2010). Magnet Program is highly selective; focuses on preparing students for college studies in business, the media arts and other areas; graduates have placed at top U.S. public and Ivy League universities. Served in various other administrative roles and on committees at RMIT, Monash University, University College Cork, and Northern Michigan University, including, of note: •Honors College Admissions Committee, Chair •Secretary, Curriculum Committee (FAU) •Web Committee (FAU) •Special Consideration Committee (RMIT) •Advancing Honors Education at FAU •Dept. Research & Incentives Comm. (Monash) •Chair, Faculty Search (Econ) Comm. (FAU) •2nd & 4th year Coordinator (RMIT) •Chair, Salary Equity Committee (FAU) •Faculty Advertising & PR Comm. (Monash) •Faculty Excellence Award Comm. (FAU) •Research & Working Paper Committee (UCC) •Coordinator of Economics-Finance Student- •Undergraduate Retention Committee (NMU) Staff Consultative Committee (RMIT) •Personnel search committees (NMU)
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MEDIA Santos, Laura. 2014. “Newly Released Study Documents Hispanics' Growing Spending Power in INTERVIEWS Florida.” WPTV, West Palm Beach. (selected) “S&P’s Downgrading of US Government Debt.” WPTV, West Palm Beach (Aug 6, 2011).
“The Economy and the Election.” Hour-long guest expert (live); discussed economy and implications for 2008 presidential election (election night, Nov. 4, 2008). Seaview 960 AM (West Palm Beach). “Holiday Shopping and the Economy.” Guest expert during entire second segment of live television news broadcast (Oct. 10, 2008). WPTV News Channel 5 (West Palm Beach). “Many not Following Bush’s Advice, Stashing Tax Stimulus Checks” (by Bill Dipaolo). Interviewed for Palm Beach Post business article (June 1, 2008). “Scripps, FAU to Teach High Schoolers” (by Josh Hafenbrack). Interviewed for South Florida SunSentinel on inaugural Honors Summer Institute (June 1, 2006). “Teens to Work with Scripps” (by Linnea Brown). Interviewed for Hometown News on Honors Summer Institute (Mar. 17, 2006). “FAU Honors Summer Institute Draws to Close.” Interviewed for Scripps Treasure Coast Newspapers on Honors Summer Institute (Jul. 28, 2006). OTHER Independent Contractor and Proprietor (1988–1992, 2008–present) EMPLOYMENT Various consulting and editing projects (see Consulting/Reports section).
Instructor, Department of Economics, George Mason University (summers 1991–1993) Micro Principles (1993), Money, Banking & Financial Markets (1992), Policy Analysis (1991). Teaching Assistant, Dept. of Economics, University of Michigan, (Sept. 1988–May 1989) Microeconomics, and Applied Microeconomics (Master’s of Public Policy course). Analyst (Intern), Decision Resources Corp, Washington DC (summer 1988) Assisted with proposals and cost benefit analyses of federal programs in private consulting firm. Instructor FACULTES CATHOLIQUES LYON & FRENCH-AMERICAN ASSOC, Lyon, FRANCE (1986–’87) Taught Business Economics in English to mid-career professionals. Assistant to the Vice President, Office of the Vice President for Student Services NORTHERN MICHIGAN UNIVERSITY, Marquette, MI (1984–1985) •Served as executive assistant for an array of university-wide policy initiatives. •Served as Acting Assistant Dean of Students. CONSULTING IBISWorld, Melbourne (Melbourne, Australia, 2002–2003) & REPORTS Consulting and editing for commercial US industry reports.
Productivity Commission (Melbourne, Australia, January – April 2001) Inquiry into Cost Recovery by Commonwealth Regulatory, Administrative, and Information Agencies. Provided consultancy and refereeing services for Federal Inquiry into structure and theory of user fees. Morgan Stanley (Washington DC, July 1991) Real Estate Survey for Rossyln and Balston areas of Northern Virginia. Various Industry Analyses (France and USA, 1988 – 1992) Reports and analyses provided to small and medium-sized European firms desiring to operate or trade in US market. List of clients available upon request. City of Ann Arbor (MI, 1988) Consulting report on city’s user fees. Caldwell Bankers (Washington DC, 1988) Consulting on U.S. federal competition policy on real estate brokerage/mortgage banking. LANGUAGES
French: Fluent reading and speaking. Swedish: Basic speaking and intermediate reading.
CITIZENSHIP American Keith Jakee, p. 8