MANAGED LONG TERM CARE PLAN MEMBER HANDBOOK

MANAGED LONG TERM CARE PLAN MEMBER HANDBOOK

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WELCOME TO ARCHCARE COMMUNITY LIFE We are pleased to provide you with your ArchCare Community Life Member Handbook. The Handbook covers important information for you to know, such as how to access services including urgent and emergency care. Always remember to contact your ArchCare Community Life Care Manager whenever you need health care services or if you have any questions. You can reach your ArchCare Community Life Care Manager, or another ArchCare Community Life representative, 24 hours a day by calling 1-855-467-9351 (TTD/TTY: 711). Carry your ArchCare Community Life identification card, which will be sent to you separately, at all times. Keep your ArchCare Community Life identification card with your Medicare and/or Medicaid identification card(s) and any other health insurance card, and show them to your health care providers as described on the back of the ArchCare Community Life identification card. ArchCare Community Life’s offices are located at 33 Irving Place, 11th Floor, New York, NY 10003. Please feel free to visit us during business hours (Monday – Friday, 8:30 a.m. – 5:00 p.m.) or you can email us at [email protected] If you do not speak English, ArchCare Community Life will provide you with free assistance through one of our staff members and/or translation services to communicate with you in person or by telephone in whatever language you speak. If you have special needs such as sight or hearing needs, contact us and we will provide extra assistance. We will help you find the services that will meet your needs from providers who understand and are prepared to help. We also have materials in large print to help make communication easier. ArchCare Community Life values our members, and we are here to help you. We will ask you for your advice on how we can make the Plan better, how we can make it easier for you to get the care you need, and how we can improve the quality of services that we provide to you. Your input is important to us and important to your care. If you need to tell us something about your care, you can do that at any time by calling Member Services at 1-855-467-9351. Together, we will work with you to help you achieve your health goals and provide assistance in arranging the services you need. Sincerely,

Carol Cassell Vice President, Managed Care ArchCare Community Life

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MEMBER HANDBOOK TABLE OF CONTENTS Welcome to ArchCare Community Life...........................................ii Member Rights ............................................................................................21 What Is ArchCare Community Life?................................................... 2 Member Responsibilities........................................................................ 22 Who Is Eligible to Enroll in ArchCare Community Life?......... 3 Voluntary Disenrollment........................................................................ 22 Identification Card......................................................................................... 5 Involuntary Disenrollment.................................................................... 23 Can I Continue to Use My Own Doctor? ....................................... 5 ArchCare Community Life May Disenroll You If:..................... 23 Advance Directives ...................................................................................... 5 When Does a Disenrollment Become Effective?....................24 Confidentiality.................................................................................................. 6 What Is a Grievance?..................................................................................24 Do I Have to Pay to Receive Services?.............................................. 6 The Grievance Process..............................................................................24 Spend-Down (Surplus) .............................................................................. 6 How to File a Grievance or Appeal.................................................. 25 Medicare ............................................................................................................. 7 How Do I Appeal a Grievance Decision?..................................... 25 Withdrawal of Enrollment ....................................................................... 7 What Is an Initial Adverse Determination? ..................................26 Denial of Enrollment.................................................................................... 7 Timing of Initial Adverse Determination? ....................................26 What Services Are Covered by Contents of the Initial Adverse Determination? .....................26 ArchCare Community Life? .................................................................... 8 How Do I File an Appeal of an Initial Adverse Determination? .............................................................................................27 What Services Will Not Be Covered by ArchCare Community Life? ..................................................................15 How Do I Contact My Plan to File an Appeal?..........................27 Care Management Team .......................................................................17 How Long Will It Take the Plan to Decide Transitional Care ..........................................................................................17 My Appeal of an Initial Adverse Determination? ................... 28 Plan of Care......................................................................................................18 Expedited Appeal Process ................................................................... 28 Provider Network.........................................................................................18 If the Plan Denies My Appeal, What Can I Do? ...................... 28 Out-of-Network Care ...............................................................................18 State Fair Hearings...................................................................................... 29 Transitional Care from Network Providers...................................18 State External Appeals............................................................................. 29 Emergency Care (Non-Covered Service)......................................19 Filing Complaints with NYS Department of Health ............ 30 Out-of-Area Care .........................................................................................19 Surveys and Member Input................................................................. 30 Service Authorizations............................................................................. 20 Additional Information Available to Members Upon Written Request: .......................................................................... 30

WHAT IS ARCHCARE COMMUNITY LIFE? ArchCare Community Life is approved by the New York State Department of Health (DOH) as a Managed Long Term Care Plan (MLTCP) for individuals who need long term care services and who are eligible for Medicaid and Medicare, or eligible for Medicaid only. ArchCare Community Life provides long term care and other health-related services to members within Manhattan, The Bronx, Brooklyn, Queens, Staten Island, Westchester and Putnam Counties. ArchCare Community Life gives you the flexibility and freedom you need to make the right choices that will help you achieve your best possible state of health. Managed long term care means that a coordinated Plan of Care and coordinated services are provided to individuals who choose to enroll in ArchCare Community Life. Your primary care doctor and/or the ArchCare Community Life Care Manager must order these services. Members obtain these services through a network of ArchCare Community Life participating health care providers. Once enrolled, you can continue to use your own primary care doctor, as long as your doctor is willing to collaborate with ArchCare Community Life. Your Medicare and Medicaid benefits remain in effect. You must use a provider listed in ArchCare Community Life’s Provider Directory when receiving any of ArchCare Community Life’s covered services. Your Care Manager can choose or assist you in choosing the providers that meet your needs. If a service is also covered by Medicare, you are free to choose any non-covered ArchCare Community Life health care provider who accepts Medicare payment; however, we encourage you to choose ArchCare Community Life providers so you will not have to change providers later, for example if your treatment exceeds Medicare’s coverage limits.

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Membership in ArchCare Community Life is voluntary. You can decide on your own, or with ArchCare Community Life’s help, whether or not to enroll in ArchCare Community Life, or to initiate disenrollment later for any reason. ArchCare Community Life makes every effort to be responsive to cultural diversity and communication needs in all of its operations. You have the right to obtain any information from ArchCare Community Life translated into another language if you are not an English speaker. Written materials can also be provided in Spanish. As many participating providers speak languages other than English, please refer to our Provider Directory or call ArchCare Community Life to obtain the most current provider information. If you wish, ArchCare Community Life can also provide specific staff to assist you. For example, staff members are available to verbally translate materials for you on the telephone.

“ staff members are available to verbally translate materials for you on the telephone” Plan documents can be provided in alternate formats as well. Staff members are happy to read Plan information to individuals who are visually impaired. Large-type documents for materials such as this Member Handbook can be provided. The Plan can also arrange the services of a professional sign language interpreter on request for individuals who are hearing impaired.

WHO IS ELIGIBLE TO ENROLL IN ARCHCARE COMMUNITY LIFE? To be eligible to enroll you must be: • 21 years of age or older • A resident of Manhattan, The Bronx, Brooklyn, Queens, Staten Island, Westchester or Putnam Counties • Eligible for Medicaid We will gather this information by telephone before a visit is arranged. A visit will not occur if you are ineligible for any of the three items listed above (see also Denial of Enrollment). You will be advised that you are not eligible at this time for enrollment in ArchCare Community Life and will be given an opportunity to withdraw your application for enrollment. You must also be:

New York Medicaid Choice/Maximus. They can be contacted at 1-855-222-8350.

Conflict Free Evaluation and Enrollment Center

The CFEEC will ask you a series of questions about how you are currently receiving your healthcare as well as who your providers are. If you are not currently receiving long-term care services they will need to perform an initial assessment to determine whether you qualify for community based long-term care. If you are receiving long-term care services they will educate you on plans available to you. Patients interested in enrolling into ArchCare Community Life need to inform the CFEEC of their plan selection. The CFEEC will then transfer the patient by phone to our member service department where we will confirm your information. Your application will then be assigned to one of our Intake Nurses to schedule an assessment that will determine your Plan of Care upon enrollment.

Patients new to Managed Long Term Care must first be referred to the Conflict Free Evaluation and Enrollment Center (otherwise known as the CFEEC) before scheduling an assessment with ArchCare Community Life. The CFEEC is a subdivision of

An Enrollment Nurse will arrange to visit you to discuss ArchCare Community Life, to assist you with the details of applying for enrollment, and to gather and assess information about your health and long term care needs.

• Capable of returning to or remaining in your home and community without jeopardy to your health and safety. • In need of community-based long term care services and care management from ArchCare Community Life for more than 120 days from the date of enrollment. Long term care services include: - nursing services, - therapies, - home health or personal care aide services, - adult day health care.

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During this visit, the Enrollment Nurse will complete a comprehensive clinical assessment using New York State (NYS) approved forms, and will discuss an initial Plan of Care with you. The Enrollment Nurse will also review your Medicaid and Medicare information, if applicable, and will discuss and provide information about Advance Directives, how to access covered and non­covered services, and your rights as an ArchCare Community Life member. The Enrollment Nurse will give you a copy of this Member Handbook and Provider Directory, and will explain the forms you are required to sign for enrollment: an enrollment agreement/attestation form, an authorization for release of medical information, and a notice of HIPAA privacy practices. Your enrollment agreement, once signed, is submitted to New York Medicaid Choice/Maximus. It will be reviewed and Medicaid eligibility will be confirmed by New York Medicaid Choice/Maximus. If New York Medicaid Choice/Maximus receives your enrollment agreement by the 20th of the month, your membership will usually begin on the first day of the next month. For example, if New York Medicaid Choice/Maximus receives the enrollment agreement by August 20, enrollment will usually begin on September 1. If New York Medicaid Choice/ Maximus receives the enrollment agreement after the 20th of the month, enrollment will usually begin on the first day of the following month. For example, if New York Medicaid Choice/Maximus receives the enrollment agreement on August 24, enrollment will usually begin on October 1. Once you are enrolled, you will be assigned to a Care Management Team. Members of this team will call and welcome you to ArchCare Community Life after you have signed the enrollment agreement and before the actual start of services to address any questions you may have. The Care Management Team will review your Plan of Care with you and discuss placement of services for the first day of the month or the actual date you will start services.

If you are enrolled for the first day of the month, your services will begin according to your Plan of Care. Your Care Manager may make a visit to review your Plan of Care and the service authorization process if necessary. Applications for enrollment may be accepted for otherwise eligible inpatients or residents of hospitals or residential facilities operated under the auspices of the State Office of Mental Health (OMH), State Office of Alcohol and Substance Abuse Services (OASAS), or State Office for People With Developmental Disabilities (OPWDD). Enrollment may only begin upon discharge from these programs or other home and community-­based waiver programs to the applicant’s home in the community. An applicant who is enrolled in another managed care plan approved by Medicaid, a home and communitybased waiver program, or an OPWDD day treatment program, or who is receiving hospice services may be enrolled in ArchCare Community Life only upon termination from the other program.

USEFUL TIP: Remember to carry your ArchCare Community Life identification card at all times. 4

IDENTIFICATION CARD After you enroll, your ArchCare Community Life identification card should arrive within 14 to 30 days. Remember to carry your ArchCare Community Life identification card at all times, as well as your Medicare and Medicaid identification cards and any other health insurance card, and show them when you go for care. The ArchCare Community Life identification card is effective from the first day of your membership and will help your health care providers to bill correctly for covered services. If you need care before you receive your card, lose your identification card or need to change or correct information on your card, contact your Care Management team.

Effective Date: Eff Date: Date of Birth: DOB: Subscriber #: SUBSCR MEDITU

Member Name:

Member Name:

Medicaid Number: Medicaid Number: Member Services & After Hours Call: 1-855-467-9351 New York Managed Long Term Care Benefits Only

MEMBERS: Please carry this card at all times. Show this card before you receive any covered Managed Long Term Care services. You do not need to show this card before you receive emergency care. If you have an emergency, call 911 or go to the nearest emergency room. If you have questions, call Member Services at 1-855-467-9351. Transportation request 844-544-1395 and TTY 866-288-3133 PHYSICIANS: This individual is enrolled in a new York State approved Managed Long Term Care plan that provides coverage for long term care. Physician services will be paid directly by Medicaid fee-for-service or Medicare. If the member has Medicare and/or other private insurance, their benefits are not affected by their Managed Long Term Care coverage. HOSPITALS: This individual is enrolled in a New York State approved Managed Long Term Care plan that provides coverage for long term care. Please notify us of any inpatient activity incurred by this member as we are responsible for discharge planning. Pre-admission certification is not required. Your claim will be paid directly by Medicaid, Medicare and/or other private insurance.

CAN I CONTINUE TO USE MY OWN DOCTOR? Yes, with ArchCare Community Life you choose your own doctor. Your Care Manager will work closely with your physician to arrange the services you need, as long as your doctor agrees to work with ArchCare Community Life. The Care Manager will also work with both network and non-network providers to coordinate all your health care services. If you do not currently have a primary care doctor, would like to change your doctor, or if your doctor does not wish to work with ArchCare Community Life, your Care Management Team can help you locate a primary care doctor in your area. The Care Manager can also assist you with obtaining specialty doctor services, if needed.

ADVANCE DIRECTIVES You have the right to let us and your family know how you would want to be taken care of if you became seriously ill or injured and could not communicate with your physician. Your instructions can be stated in a document called an Advance Directive. ArchCare Community Life encourages you to think about this now before an extreme situation occurs. Please speak with us and get information about how to formulate your Advance Directive. Examples of such documents include a signed and witnessed statement with your instructions are called a Living Will, a “Do Not Resuscitate” (DNR) order, or a form called a Health Care Proxy. New York State has a law that allows you to appoint a Proxy who is someone you trust, for example a family member or close friend, to decide about your treatment if you lose the ability to decide for yourself. Be sure to discuss your wishes with your agent(s) to make certain that he or she acts in accordance with your

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SPEND-DOWN (SURPLUS) wishes. You may also use the NYS Health Care Proxy form we give you to indicate your wishes regarding organ donation in the event of your death.

CONFIDENTIALITY ArchCare Community Life is committed to respecting your privacy. We keep your health records confidential, making them accessible only to appropriate health professionals, health care providers, and authorized personnel as necessary for your proper care as a member of ArchCare Community Life. All of ArchCare Community Life’s procedures are in compliance with the federal Health Insurance Portability and Accountability Act of 1996 (HIPAA). In order to protect your privacy, we will not discuss your enrollment or care with anyone who you do not designate as an “Authorized Representative”. At the time of assessment, you will be asked to complete an “Authorized Representative Form” to list anyone you give us permission to discuss your care with.

DO I HAVE TO PAY TO RECEIVE SERVICES? ArchCare Community Life provides and coordinates services that are typically covered by Medicaid. If you are eligible for Medicaid, you will pay nothing to ArchCare Community Life. If you are eligible for Medicaid with Spend-Down you pay the monthly spend-down amount to ArchCare Community Life. However, if you choose to access services on your own that are not covered or obtain services of a nonparticipating provider that are not authorized by ArchCare Community Life, you may be responsible for payment of these services.

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If you are required to pay a monthly spend-down (Surplus) in order to receive Medicaid benefits, the Human Resource Administration (HRA) will determine the spend-down amount to be paid by you to ArchCare Community Life. If you have a spend-down (Surplus) or a NAMI (Net Available Monthly Income), a bill will be sent to you each month requesting payment. If your bill is not paid on time, we will make an effort to collect payment by sending you another copy of the bill and making a follow-up call. If these efforts fail, you will receive a letter letting you know that you may no longer be able to continue enrollment in ArchCare Community Life. Your spend-down payment, by check or money order, should be sent to the following address: ArchCare Community Life Attn: Finance Dept. 205 Lexington Ave. New York, NY 10016 If payment cannot be sent by mail, please contact us Monday through Friday, 8:30 a.m. to 5:00 p.m. at 1-855-467-9351, so that other arrangements can be made.

MEDICARE

DENIAL OF ENROLLMENT

If you have Medicare and/or Medicare Supplementary coverage and benefits, they do not change when you join ArchCare Community Life, and you are free to choose Medicare providers for ArchCare Community Life’s covered services and non-covered services. If both Medicare and ArchCare Community Life cover a service, Medicare will be billed first. If Medicare doesn’t cover the service and ArchCare Community Life does, this service will be billed from ArchCare Community Life’s provider network directly to ArchCare Community Life. If a provider is not in the provider network, you should contact your Care Management Team prior to using that provider to avoid getting billed for unauthorized services after your Medicare coverage has been exhausted.

Enrollment will be denied if, after assessment by ArchCare Community Life, you do not meet the criteria:

If Medicare does not cover the entire cost of a service which is also within ArchCare Community Life’s list of covered services, any Medicare Supplement or other health insurance coverage you have will be billed for deductibles or co-insurance prior to payment by ArchCare Community Life.

1. Capable of returning to or remaining in your home and community without jeopardizing your health and safety. 2. In need of community-based long term care services and care management from ArchCare Community Life for more than 120 days from the date of enrollment. Enrollment will be denied by New York Medicaid Choice/Maximus if, after assessment by ArchCare Community Life, you do not meet these criteria. If you do not meet the eligibility criteria for age, county of residence, and Medicaid eligibility, you may not be assessed for enrollment. If you choose to pursue enrollment even though you are not eligible, we will send this information to New York Medicaid Choice/Maximus for review and eligibility determination.

If your Medicare or related coverage becomes exhausted, you will need to change to providers in ArchCare Community Life’s network.

WITHDRAWAL OF ENROLLMENT You may withdraw your application at any time during the enrollment process. You may elect to withdraw your enrollment application prior to enrollment by advising us orally or in writing, and we will confirm your withdrawal in writing.

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WHAT SERVICES ARE COVERED BY ARCHCARE COMMUNITY LIFE? Below is the list of services covered by ArchCare Community Life. Your care must be “medically necessary” as determined by your physician and your Care Management Team. This means that the services you get are needed to prevent, diagnose, correct, or cure any conditions that you might have that cause acute suffering, endanger your life, result in illness or infirmity, interfere with your capacity for normal activity, or threaten some significant disability.

SERVICE

Covered services are provided to you through a network of ArchCare Community Life participating health care providers as listed in our Provider Directory. The following services are covered by ArchCare Community Life:

COVERAGE RULES

Care Management Your Care Manager will assess your health care on an ongoing basis with your Care Management Team. Your Care Manager will also be responsible for the coordination and delivery of planned services.

Every member will be assigned to a Care Manager.

Non-Emergency Transportation Non-emergency Transportation is transport by ambulance, ambulette, taxi, livery service or public transportation at the appropriate level for the member’s condition to obtain necessary medical care and services reimbursed through the Medicaid or Medicare programs. To schedule non-emergency transportation, you must call Logisticare, ArchCare’s Transportation dispatch vendor, directly at 1-844544-1395 (Monday through Friday, 8 a.m. – 5 p.m. (TTY: 1-866-288-3133). You must request your regular transportation at least 72 hours in advance. To schedule a return trip from your appointment, or if your ride does not arrive when you have scheduled it, you can request assistance by calling the “Where’s My Ride” number: 1-844-544-1396. You can also schedule online at: https://member.logisticare.com

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You must receive Non-Emergency Transportation from the ArchCare Community Life Provider Network.

SERVICE

COVERAGE RULES

Home Care Includes the following services, which are of a preventive, therapeutic rehabilitative, health guidance and/or supportive nature: nursing services, home health aide services, nutritional services, social work services, physical therapy, occupational therapy and speech/language pathology.

These services may be covered by Medicare. When a service is covered by Medicare, you may get the care from a provider that is not in the ArchCare Community Life Provider Network. When your care is covered by Medicaid, you will have to use an in-network provider and obtain authorization from the Plan. Your doctor will need to provide signed written orders to the provider.

Personal Care Personal Care is some or total assistance with activities such as personal hygiene, dressing and feeding and nutritional and environmental support function tasks.

You must receive Personal Care from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan. Your doctor will need to provide signed written orders to the agency providing care.

Consumer Directed Personal Assistance Services (CDPAS) CDPAS is some or total assistance with personal care tasks, home health aide tasks and/or skilled nursing tasks by a consumer directed personal assistant under the instruction, supervision and direction of a consumer or designated representative. There is flexibility and freedom in choosing the consumer directed personal assistant or caregiver.

You must obtain authorization from the Plan and you must work with a “fiscal intermediary” who is in contract with ArchCare Community Life to administer the wage and benefit for your consumer directed personal assistant(s). Your doctor will need to provide signed written orders to the Plan.

DID YOU KNOW: Covered services are provided to you through a network of ArchCare Community Life participating health care providers as listed in our Provider Directory. 1-855-467-9351 | www.archcarecommunitylife.org

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SERVICE

COVERAGE RULES

Physical Therapy, Occupational Therapy, Speech Pathology in a setting outside the home Physical therapy (“PT”) is rehabilitation services provided by a licensed and registered physical therapist for the purpose of maximum reduction of physical or mental disability and restoration of the member to his or her best functional level. Occupational therapy (“OT”) is rehabilitation services provided by a licensed and registered occupational therapist for the purpose of maximum reduction of physical or mental disability and restoration of the member to his or her best functional level.

You must receive Physical Therapy, Occupational Therapy and/or Speech Pathology from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan. Your doctor will need to provide signed written orders to the rehabilitative care provider.

Speech/language pathology (“SP”) is rehabilitation services for the purpose of maximum reduction of physical or mental disability and restoration of the member to his or her best functional level. PT, OT, SP or other therapies provided in a setting outside the home are limited to 20 visits of each therapy type per calendar year. Nursing Home Care Care provided in a Skilled Nursing Facility

Short term rehabilitative stays may be covered by Medicare. If your stay in a nursing home is covered by Medicare, you may get care from a nursing home that is not in the ArchCare Community Life Provider Network. If your Medicare benefits expire, your stay would become Medicaid-covered. If that should happen, you will have to use an ArchCare in-network provider and obtain authorization from the Plan. Permanent placement may be covered only if you are eligible for institutional Medicaid. Your Care Manager can help you apply for this. If you are covered, you must use an in-network provider and obtain authorization from the Plan. Your doctor will need to provide signed written orders to the nursing home.

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SERVICE

COVERAGE RULES

Adult Day Health Care Adult Day Health Care provides care and services in a residential health care facility or approved extension site. Adult Day Health Care centers are under the medical direction of a physician and are set up for those who are functionally impaired but who are not homebound. To be eligible, you must require certain preventive, diagnostic, therapeutic and rehabilitative or palliative items or services. Adult Day Health Care includes the following services: medical, nursing, food and nutrition, social services, rehabilitation therapy and dental, pharmaceutical, and other ancillary services, as well as leisure time activities that are a planned program of diverse and meaningful activities.

You must receive Adult Day Health Care from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan. Your doctor will need to provide signed written orders to the Adult Day Health Care provider.

Social Day Care Social Day Care is a structured, comprehensive program that provides functionally impaired individuals with socialization, supervision and monitoring, personal care and nutrition in a protective setting during any part of the day, but for less than a 24-hour period.

You must receive Social Day Care from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan.

Optometry/Eyeglasses Optometry includes the services of an optometrist and an ophthalmic dispenser, and includes eyeglasses, medically necessary contact lenses and polycarbonate lenses, artificial eyes (stock or custom made) and low-vision aids.

You must receive Optometry services and eyeglasses from the ArchCare Community Life Provider Network. Generally, an eye exam and a pair of eyeglasses are provided once every two years unless you have diabetes or services are medically needed more frequently. Your doctor will need to provide signed written orders.

Audiology/Hearing Aids Audiology services include audiometric examination or testing, hearing aid evaluation, conformity evaluation and hearing aid prescription or recommendations, if indicated. Hearing aid services include selecting, fitting and dispensing of hearing aids, hearing aid checks following dispensing and hearing aid repairs. Products include hearing aids, ear molds, batteries, special fittings and replacement parts.

Audiology exams may be covered by Medicare. When a service is covered by Medicare, you may receive the care from a provider that is not in the ArchCare Community Life Provider Network. When the service is covered by Medicaid, you will have to use an in-network provider. Your doctor will need to provide signed written orders.

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SERVICE

COVERAGE RULES

Podiatry Podiatry means services by a podiatrist, which must include routine foot care when the member’s physical condition poses a hazard due to the presence of localized illness, injury or symptoms involving the foot, or when they are performed as a necessary and integral part of medical care such as the diagnosis and treatment of diabetes, ulcers, and infections. Routine hygienic care of the feet, the treatment of corns and calluses, the trimming of nails, and other hygienic care such as cleaning or soaking feet, is not covered in the absence of pathological condition.

Podiatric exams may be covered by Medicare. When a service is covered by Medicare, you may receive the care from a provider that is not in the ArchCare Community Life Provider Network. When the service is covered by Medicaid, you will have to use an in-network provider. Your doctor will need to provide signed written orders.

Dentistry Preventive, prophylactic and other dental care, services and supplies, routine exams, prophylaxis, oral surgery, and dental prosthetic and orthotic appliances required to alleviate a serious health condition including one which affects employability.

Dental services may be covered by Medicare When a service is covered by Medicare, you may receive the care from a provider that is not in the ArchCare Community Life Provider Network. When the service is covered by Medicaid, you will have to use an in-network provider.

Home-Delivered or Congregate Meals

You must receive Home-Delivered or Congregate Meals from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan.

Respiratory Therapy The performance of preventive, maintenance and rehabilitative airway-related techniques and procedures including the application of medical gases, humidity, aerosol, intermittent positive pressure, continuous artificial ventilation, the administration of drugs through inhalation and related airway management, patient care, instruction of patients and provision of consultation to other health personnel.

You must receive Respiratory Therapy from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan. Your doctor will need to provide signed written orders to the therapist providing care. Your doctor will need to provide signed written orders to the respiratory care provider.

Nutrition Services/Counseling The assessment of nutritional needs and food patterns, or the planning for the provision of foods and drink appropriate for the individual’s physical and medical needs and environmental conditions, or the provision of nutrition education and counseling to meet normal and therapeutic needs.

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You must receive Nutritional Services/Counseling from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan.

SERVICE

COVERAGE RULES

Medical and Surgical Supplies/Enteral Feeding and Supplies/Parenteral Nutrition and Supplies

These items may be covered by Medicare. If an item is covered by Medicare, you may receive the item from a provider that is not in the ArchCare Community Life Provider Network. When the item is covered by Medicaid, you will have to use an in­ network provider.

Medical and surgical supplies are items for medical use other than drugs, prosthetic or orthotic appliances and devices and durable medical equipment or orthopedic footwear that treat a specific medical condition, which are usually consumable, non-reusable, disposable, for a specific purpose and generally have no salvageable value.

Your doctor will need to provide signed written orders to the provider.

Durable Medical Equipment Durable medical equipment is made up of devices and equipment, including prosthetic, orthotic appliances and devices, which have been ordered by a practitioner in the treatment of a specific medical condition and which have the following characteristics: • can withstand repeated use for a protracted period of time • are primarily and customarily used for medical purposes • are generally not useful in the absence of injury

These items may be covered by Medicare. If an item is covered by Medicare, you may receive the item from a provider that is not in the ArchCare Community Life Provider Network. When the item is covered by Medicaid, you will have to use an in­ network provider. Your doctor or podiatrist will need to provide signed written orders to the provider.

• are not usually fitted, designed or fashioned for a particular individual’s use Where equipment is intended for use by only one patient, it may be either custom-made or customized. Social and Environmental Supports Social and environmental supports are services and items that maintain the medical needs of the member and include, the following: • home maintenance tasks • homemaker/chore services • housing improvement • respite care

You must receive social and environmental supports from the ArchCare Community Life Provider Network, and you must obtain authorization from the Plan.

Personal Emergency Response Systems (“PERS”) PERS is an electronic device that enables certain high-risk patients to secure help in the event of a physical, emotional or environmental emergency. In the event of an emergency, the signal is received and appropriately acted on by a response center.

You must receive PERS from the Provider Network, and you must obtain authorization from the Plan.

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SERVICE

COVERAGE RULES

Private Duty Nursing Private duty nursing services are continuous and provided in a Member’s home by properly licensed registered professional or licensed practical nurses.

Private Duty Nursing may be covered by Medicare. When a service is covered by Medicare, you may receive the care from a provider who is not in the ArchCare Community Life Network. When the service is covered by Medicaid, you will use an ArchCare Community Life Network provider. Your doctor will need to provide signed written orders to the Private Duty Nurse providing.

If Medicare covers any of the above services, then Medicare will be billed first. If you have any additional insurance (other than Medicare or Medicaid), which covers any of the above services, the other insurance will be billed after Medicare. Medicaid will be billed last. When one of the services listed above is covered by Medicare, you have the freedom to choose your own provider. However, when the service stops being covered by Medicare and is covered by Medicaid, you will have to switch to a network provider. To ensure continuity of care, it is always best to use a network provider, even when the service is covered by Medicare or another insurance. You can always call Member Services at 1-855-467-9351 if you have any questions about coverage for above services. ArchCare Community Life reimburses providers for each individual service provided to a member on a fee-for-service basis.

USEFUL TIP: To ensure continuity of care, it is always best to use a network provider, even when the service is covered by Medicare or another insurance. 14

WHAT SERVICES WILL NOT BE COVERED BY ARCHCARE COMMUNITY LIFE? Below is a list of the services that ArchCare Community Life does not cover, but which you can still receive. Medicare and/or Medicaid may cover these or any other non-covered service that you need from a provider who accepts Medicare and/or Medicaid. Although you can obtain these services yourself without ArchCare Community Life

authorization, We may assist you in obtaining these services and in making appointments and arranging non-emergency transportation and follow-up care, if needed. These services may be included in your Plan of Care and coordinated by your Care Manager.

SERVICE

DESCRIPTION

Inpatient and Outpatient Hospital Care

Includes care you may receive while hospitalized or in a hospital clinic.

Physician Services

Includes care rendered by an MD, physician assistant or nurse practitioner.

Laboratory and Diagnostic Tests

Includes such tests as blood tests, urine tests, and electrocardiograms.

Radiology and Radio-Isotope X-rays

Includes X-rays, bone scans, CAT scans and MRIs.

Hospice

Includes hospice home visits and inpatient hospice care.

Hospital Emergency Room Care

Includes visits to the emergency room, renal dialysis, including hemodialysis or peritoneal dialysis.

Mental Health Services

Includes inpatient and outpatient treatment for mental health problems such as, but not limited to, depression and schizophrenia.

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SERVICE

DESCRIPTION

Alcohol and Substance Abuse

Includes care received for treatment of alcohol or drug abuse. This would include hospitalization or outpatient treatment.

Office for People with Developmental Disabilities

Includes services received through the New York State Office for People with Developmental Disabilities (formerly the Office of Mental Retardation and Developmental Disabilities) such as day programs and vocational training.

Emergency Transportation

Includes emergency ambulance transportation service.

Family Planning

Medical treatment such as vasectomies or tubal ligation.

Prescription Drugs, Compound Prescriptions and Non-Prescription Drugs

Services not covered by ArchCare Community Life may be covered by another insurer. Your Care Manager will assist you in coordinating and obtaining these services, even though ArchCare Community Life does not cover them. You can contact providers for services not covered by ArchCare Community Life directly, without a referral or authorization from ArchCare Community Life. So we can coordinate and manage your care in the best way possible, please let your Care Manager know about any appointments you have with providers of services not covered by the Plan.

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If you require non-emergency transportation to any health-related appointment, you must call ArchCare Community Life so we can arrange and provide you with non-emergency transportation. As a member of ArchCare Community Life you must have Medicaid. Your Medicaid identification card remains active provided you maintain Medicaid eligibility. As a Medicaid recipient, you may continue to receive all services covered by Medicaid, even those not covered by ArchCare Community Life.

CARE MANAGEMENT TEAM When you enroll, you and your Care Management Team (your doctor, your Care Manager, your caregiver(s) and other health care providers) will work together to develop a Plan of Care that meets your needs. The Plan of Care is a written description of all the services you need. It is based on an assessment of your health care needs, the recommendation of your doctors and your personal preferences. You will be given a copy of the Plan of Care for your records at your request. You will also receive a copy of your Service Plan which will include a listing of how often and how long you will receive the services included in your Plan of Care. Your Care Manager will follow up with you on a regular basis to check on your health care status by visiting you in your home or calling you on the phone. Your Care Manager will work with your doctor and other health care providers to ensure you are receiving all needed and ordered services. When you join ArchCare Community Life, you will be assigned a Care Manager who will assist you in accessing the services that you need in order to remain as independent and as healthy as possible. Your Care Manager will also:

• Help arrange for services you need but are not covered by ArchCare Community Life or are not available within ArchCare Community Life’s existing network; • Be available to you, or provide coverage by another Care Manager, 24 hours a day to assist you with urgent care or other issues.

TRANSITIONAL CARE If you have a life-threatening disease or condition or a degenerative or disabling condition on enrollment, you may continue an ongoing course of treatment with a non-network health care provider for up to 60 days after enrollment. The provider must accept payment at the ArchCare Community Life rate, adhere to ArchCare Community Life quality assurance and other policies and procedures, and provide ArchCare Community Life and your primary care doctor with medical information about your care. ArchCare Community Life’s Medical Director may review these circumstances.

• Call you and visit with you and your family or other individuals who may be assisting you on a regular basis to assure that you are satisfied with the care and services you are receiving; • Work with your primary care doctor to obtain the medical orders needed for covered services in your Plan of Care; • Work with you and your providers to authorize covered services based on medical necessity; • Talk to your primary care doctor about changes or updates to your Plan of Care; • Arrange and coordinate services that are covered by ArchCare Community Life;

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PLAN OF CARE You, your family, your doctor, and your Care Manager will work together to develop a Plan of Care that meets your needs. The Plan of Care is a written description, including the amounts, frequency, and duration of all the services you need. It is based on ArchCare Community Life’s assessment of your health and preferences, and the recommendations and medical orders of your doctors and other caregivers. Your Care Manager will work with you and your providers to obtain authorization for services and payment to network providers. You will receive a copy of your Plan of Care. At your request, you will also receive a copy of your Service Plan. As your needs change you may require different services or a change in the amount of services you receive. Your doctor, Care Manager and network providers will work together and implement any changes to your Plan of Care. They will periodically evaluate it with you to ensure that the services you are receiving continue to meet your needs. You are an important member of the Care Management Team, so it is important for you to talk with your doctor and Care Manager if you have a need for any service you are not receiving or wish to change your Plan of Care in any way. For example, you may request to be seen by a Physical Therapist more often than was authorized originally, or you may be receiving services that you feel you no longer need. Also, please let your Care Manager know if you are not taking your prescribed medications or have made any medication changes on your own.

PROVIDER NETWORK When you require covered services, your Care Manager will select or assist you in selecting

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providers from ArchCare Community Life’s Provider Directory and will make and/or assist you with the arrangements, for you to receive the needed services. Your Care Manager will also offer to coordinate any non-covered services. If you are dissatisfied with a specific provider, you may call your Care Manager and request a change and he or she will help you select a new provider in time for your next scheduled or requested appointment.

OUT-OF-NETWORK CARE You may receive services from a health care provider outside the ArchCare Community Life network when it is determined that you require a service that a provider in our network cannot provide. Your Care Manager will coordinate these arrangements in the same manner as with a network provider. If the out-of-network service is normally an ArchCare Community Life covered service, Medicare and/or ArchCare Community Life will pay for the service and request the provider to join the network if quality and credentialing criteria are met.

TRANSITIONAL CARE FROM NETWORK PROVIDERS Should your ArchCare Community Life network provider leave ArchCare Community Life during an ongoing course of treatment, your Care Manager can arrange payment for the continuation of medically necessary treatment from this provider for a transitional period of up to 90 days. We will ensure that you are kept updated on new service providers and their availability by issuing new listings or yearly updates, or more often as needed.

EMERGENCY CARE (NON-COVERED SERVICE)

OUT-OF-AREA CARE

• Serious impairment to such person’s bodily functions;

If you plan to be away from home or outside the service area of the county where you live, please notify your Care Manager as early as possible so that he or she can help arrange any appropriate services you may need in the area you will be visiting. ArchCare Community Life will work with you to plan for your needs and continue to provide non­ emergency covered services to the extent that they can be arranged with the area providers. You can use your Medicare or Medicaid identification card or any other health insurance card to access non­covered services in the service area and outside of the service area, if the health care provider accepts Medicare or New York State Medicaid.

• Serious dysfunction of any bodily organ or part of such person; or,

If you are out of the area and have an emergency, go to the nearest emergency facility.

An emergency is a sudden onset of a medical or behavioral condition that manifests itself by symptoms of sufficient severity including severe pain that a prudent layperson possessing an average knowledge of medicine and health could reasonably expect the absence of immediate medical attention to result in: • Placing the health of the person afflicted with such condition in serious jeopardy or, in the case of a behavioral condition, placing the health of the person or others in serious jeopardy;

• Serious disfigurement of such person. Emergency services are services needed to evaluate or stabilize an emergency medical condition, and are not subject to prior authorization by ArchCare Community Life. If you have an emergency: • Call 911; or, • Go to the nearest emergency facility, and show your Medicare and/or Medicaid identification card(s) and any other health insurance card. You or someone on your behalf should notify ArchCare Community Life and your doctor as soon as possible afterward so we and/or your doctor can provide or help you obtain any services you may need after your condition is stabilized.

You or someone on your behalf should notify ArchCare Community Life as soon as possible afterward. An urgent medical or behavioral condition happens unexpectedly, and usually care or services are needed within 24 to 48 hours. If you are outside the service area and become ill and it is urgent but not an emergency, please telephone your Care Manager for guidance or seek the care you need and notify ArchCare Community Life as soon as possible afterward. This will enable your Care Manager to change your Plan of Care if necessary, arrange follow-up care if needed, and coordinate services for you.

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SERVICE AUTHORIZATIONS ArchCare Community Life Care Managers will work with you, your providers and the ArchCare team to obtain authorization of covered services for specific amounts and periods of time based on your needs and requests or the requests of your network providers. Prior Authorization is request from you or from your provider on your behalf for authorization for a new service in a new or existing authorization period, or a change of service in the Plan of Care in a new authorization period. A Concurrent Review is a request by an ArchCare Community Life member or provider on the member’s behalf for additional services (more of the same services) that are currently authorized in the Plan of Care. You may also request that ArchCare Community Life expedite the decision about a change in your Plan of Care. ArchCare Community Life must decide whether to make the requested changes and must notify you by phone and in writing as fast as your condition requires, but in no more than the timeframes below. If the provider indicates or we determine that a delay would seriously jeopardize your life, health or your ability to attain, maintain or regain maximum function, we will expedite the review. Should we deny the request from you to expedite our review, we will notify you and will handle it as a standard review. For Prior Authorizations, we will decide and notify you as fast as your condition requires or within three business days after we receive the necessary information, but in no more than 14 days after we receive the request for services. If expedited, we will decide and notify you as fast as your condition requires or within three business days after we receive the request.

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For Concurrent Reviews, we will decide and notify you as fast as your condition requires or within one business day after we receive the necessary information, but in no more than 14 days after we receive the request for services. If expedited, we will decide and notify you as fast as your condition requires or within one business day after we receive the necessary information, but in no more than three business days after we receive the request. You or your provider may request an extension of up to 14 calendar days. ArchCare Community Life may initiate an extension of up to 14 calendar days if the reason is in your interest and well documented and justified. If your Care Manager agrees with the request for a new service or change to your current service, we will change your Plan of Care. Should ArchCare Community Life decline to authorize a service or intend to reduce, suspend, or terminate an authorized service, we will advise you in writing, and you or your provider may file an appeal or Fair Hearing of the denial. Any decision that denies any part of a service requested by you or your providers is a Notice of Initial Adverse Determination. You or your provider may appeal a Notice of Action. (See Filing an Appeal)

MEMBER RIGHTS Your Member Rights include the following specifics, and you have the ability to exercise your rights and be free from retaliation. • You have the right to receive medically necessary care. • You have the right to timely access to care and services. • You have the right to privacy about your medical record and when you get treatment. • You have the right to get information on available treatment options and alternatives presented in a manner and language you understand. • You have the right to get information in a language you understand and you can get verbal translation services free of charge. • You have the right to receive from your providers necessary information to give informed consent before the start of any procedure or treatment.

• You have the right to get care without regard to sex, race, health status, color, age, national origin, sexual orientation, marital status or religion. • You have the right to be told where, when and how to get the services you need from ArchCare Community Life, including how you can get covered benefits from out-of-network providers if the services are not available in our provider network. • You have the right to complain to the NYS DOH or HRA and the right to use the NYS Fair Hearing System or in some instances request a NYS External Appeal. • You have the right to appoint someone to speak for you about your care and treatment. • You have the right to make advance directives and plans about your care.

• You have the right to be treated with respect and dignity. • You have the right to get a copy of your medical records and ask that the records be amended or corrected. • You have the right to take part in decisions about your health care, including the right to refuse treatment. • You have the right to be free from any form of restraint or seclusion used as a means of coercion, discipline, convenience or retaliation.

USEFUL TIP: If you have special needs such as sight or hearing needs, contact us and we will provide extra assistance.

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MEMBER RESPONSIBILITIES

VOLUNTARY DISENROLLMENT

• Provide accurate and complete health information regarding your past illnesses, hospitalizations, medications taken, allergies, and other details as needed.

You may request to voluntarily leave ArchCare Community Life at any time, for any reason by letting ArchCare Community Life know verbally or in writing. This request starts the process to leave ArchCare Community Life and arrange care through New York Medicaid Choice/Maximus. Voluntary disenrollment requests are sent to New York Medicaid Choice/ Maximus for processing.

• Work with the people who take care of you in developing and carrying out your Plan of Care. If you have questions or concerns about your Plan of Care, you should discuss them with your health care providers and your Nurse Care Manager. • Receive all your covered services through ArchCare Community Life’s Provider Network, and obtain authorization from your Care Manager for each of these medically necessary services. • Notify ArchCare Community Life of changes in your condition. • Notify ArchCare Community Life if you move. • Notify ArchCare Community Life as soon as possible when you need to change an appointment. • Use the health care providers listed in ArchCare Community Life’s Provider Directory for covered services. • Pay your monthly spend-down (Surplus) or NAMI amount, if any, as determined by New York Medicaid Choice/Maximus, to ArchCare Community Life in a timely manner. • Be cooperative with the people that are providing you with care.

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Call ArchCare Community Life at 1-855-467-9351. ArchCare Community Life and your Care Manager will assist you in completing any necessary documents, arranging care for you, and obtaining New York Medicaid Choice/Maximus approval.

INVOLUNTARY DISENROLLMENT Involuntary Disenrollment means that ArchCare Community Life has decided that you are no longer able to be a member. There are circumstances under which ArchCare Community Life must disenroll you, and other circumstances under which ArchCare Community Life may disenroll you. ArchCare Community Life will not discriminate based on health status, change in health status, or the need for or the cost of covered services. ArchCare Community Life must disenroll you if: 1. ArchCare Community Life is aware that you no longer live in the ArchCare Community Life service area; 2. You moved within the ArchCare Community Life service areas and you are denied continued enrollment by the receiving enrollment agency (Local Department of Social Services (LDSS) or New York Medicaid Choice/Maximus) evaluating our assessment of eligibility for continued enrollment; 3. You leave the ArchCare Community Life service area for any reason for more than 30 consecutive days; 4. You lose your Medicaid eligibility; 5. You are hospitalized or enter an OMH, OPWDD, or OASAS residential program for more than 45 days; 6. You clinically require nursing home placement but do not qualify for institutional Medicaid.

ARCHCARE COMMUNITY LIFE MAY DISENROLL YOU IF: 1. You fail to pay for or make arrangements with ArchCare Community Life to pay any amount owed, for example, a Medicaid spend-down (Surplus), within 30 days after the amount first becomes due. 2. You or your family/caregiver or others in your home engage in conduct or behavior that seriously impairs ArchCare Community Life’s ability to furnish services to you or to other enrollees, and we have made and documented reasonable efforts to resolve the situation (unless the conduct or behavior is related to an adverse change in your health status or service usage, diminished mental capacity, or a result of your special needs). 3. You knowingly fail to complete and submit any necessary consent or release which is reasonably requested by ArchCare Community Life to obtain covered services. 4. You provide false information, deceive, or defraud ArchCare Community Life. 5. Your doctor refuses to collaborate with ArchCare Community Life on developing and implementing your Plan of Care, and you do not wish to change doctors. Collaborate means being willing to refer to network providers or write orders for covered services. Involuntary disenrollment requests are sent to New York Medicaid Choice/Maximus for review and approval.

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WHEN DOES A DISENROLLMENT BECOME EFFECTIVE? If you have Medicaid, the effective date of disenrollment from ArchCare Community Life will be the first day of the month following the month in which the disenrollment request is received and is processed by New York Medicaid Choice/ Maximus. Generally, a signed request form must be received by ArchCare Community Life by the 15th of the month for a disenrollment to become effective the next month. For example, if a form is received on May 3, you would be disenrolled June 1. If a form is received May 20, you would be disenrolled on July 1. This applies to both voluntary and involuntary disenrollments. ArchCare Community Life will provide services until the effective disenrollment date. ArchCare Community Life will also assist you by making referrals and helping you arrange for services through New York Medicaid Choice/Maximus, with other providers or another MLTCP.

WHAT IS A GRIEVANCE? A grievance is any communication to us by you or by a provider on your behalf expressing dissatisfaction about the care and treatment you receive through ArchCare Community Life which does not involve a change in the scope, amount, or duration of service. For example, if someone was rude to you or you do not like the quality of care or services you have received, you can file a grievance with us.

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THE GRIEVANCE PROCESS You may file a grievance with us verbally or in writing. The person who receives your grievance will record it, and the appropriate staff will oversee the review of the grievance. If we are not able to immediately decide the grievance to your satisfaction, we will send you a letter and a description of our review process within 15 business days telling you that we received your grievance. We will review your grievance and give you a written answer as fast as your condition requires, but within no more than one of two time frames: 1. If you request, we determine, or the provider indicates that a delay would seriously jeopardize your life, health or ability to attain, maintain, or regain maximum functions, we will expedite the grievance and decide within 48 hours after receipt of necessary information,and in no more than seven days from receipt of the grievance; 2. For all other types of grievances, we will notify you of our decision within 45 days of receipt of necessary information, but the process must be completed within 60 days of receipt of the grievance. The review period can be increased up to 14 days if you request it, or if we need more information and the delay is in your interest. Our answer will describe what we found when we reviewed your grievance, and our decision.

HOW TO FILE A GRIEVANCE OR APPEAL

HOW DO I APPEAL A GRIEVANCE DECISION?

ArchCare Community Life will try its best to deal with your concerns or issues as quickly as possible and to your satisfaction. You may use either our grievance process or our appeal process, depending on what kind of problem you have.

If you are not satisfied with the decision we made concerning your grievance, you may request a second review by filing a grievance appeal. You must file a grievance appeal in writing. It must be filed within 60 business days of receipt of our initial decision about your grievance. Once we receive your appeal, we will send you a written acknowledgement within 15 business days telling you the name, address, and telephone number of the individual we have designated to respond to your appeal. All grievance appeals will be conducted by appropriate professionals, including health care professionals for grievances involving clinical matters, who were not involved in the initial decision.

There will be no change in your services or the way you are treated by ArchCare Community Life staff or a health care provider because you file a grievance or an appeal. We will maintain your privacy. We will give you any help you may need to file a grievance or appeal. This includes providing you with interpreter services or help if you have vision and/or hearing problems. You may choose someone, for example a relative, friend or provider, to act for you. To file a grievance or to appeal a plan action, please call 1-855-467-9351 or write to: ArchCare Community Life 33 Irving Place, 11th Floor New York, NY 10003 When you contact us, you will need to give us your name, address, telephone number and the details of the problem.

For standard appeals, we will make the appeal decision within 30 business days after we receive all necessary information to make our decision. If a delay in making our decision would significantly increase the risk to your health, we will use the expedited grievance appeal process. For expedited grievance appeals, we will make our appeal decision within two business days of receipt of necessary information. For both standard and expedited grievance appeals, we will provide you with written notice of our decision. The notice will include the detailed reasons for our decision and, in cases involving clinical matters, the clinical rationale for our decision.

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WHAT IS AN INITIAL ADVERSE DETERMINATION?

CONTENTS OF AN INITIAL ADVERSE DETERMINATION

When ArchCare Community Life does the following it is considered an Initial Adverse Determination:

Any notice we send to you about an action will:

• Denies or limits services requested by you or your provider; • Denies a request for a referral; decides that a requested service is not a covered benefit; • Reduces, suspends or terminates services that we already authorized; • Denies payment for services; or • Does not provide timely services; or does not make grievance or appeal determinations within the required timeframes. An Initial Adverse Determination is subject to appeal and/or a Fair Hearing. (See How Do I File an Appeal of an Initial Adverse Determination on the next page for more information.)

TIMING OF AN INITIAL ADVERSE DETERMINATION If we decide to deny or limit services you requested or decide not to pay for all or part of a covered service, we will send you a notice when we make our decision. If we are proposing to reduce, suspend, or terminate a service that is authorized, our letter will be sent at least 10 days before we intend to change the service.

USEFUL TIP: Remember to carry your ArchCare Community Life identification card at all times.

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• Explain the action we have taken or intend to take; • Cite the reasons for the action, including the clinical rationale, if any; • Describe how to file a Fair hearing. An Administrative Law Judge will decide your case. You must ask for a Fair Hearing within 10 days of the notice, or by the date the change would occur if you want to keep your care the same until your case is decided; • Describe your right to file an appeal with us, including whether you may also have a right to the State’s external appeal process; • Describe how to file an internal appeal and the circumstances under which you can request that we speed up, or expedite, our review of your internal appeal; • Describe the availability of the clinical review criteria relied upon in making the decision, if the action involved concerned issues of medical necessity, or whether the treatment or service in question was experimental or investigational; • Describe the information, if any that must be provided by you and/or your provider in order for us to render a decision on appeal. If we are reducing, suspending or terminating an authorized service, the Initial Adverse Determination will also tell you about your right to have services continue. In order for services to continue, you must file a request for a Fair Hearing within 10 days of the notice, or by the date the change would occur. The Initial Adverse Determination will explain how to do this and the circumstances under which you might have to pay for services if they are continued while we are reviewing your appeal or Fair Hearing.

HOW DO I FILE AN APPEAL OF AN INITIAL ADVERSE DETERMINATION? If you do not agree with an action that we have taken, you may file an appeal. When you file an appeal, it means that we must review the reason for our action to decide if we were correct. You can file an appeal of an action with the plan verbally or in writing. When the plan sends you a letter about an action it is taking, such as denying or limiting services or not paying for services, you must file your appeal request within 60 working days of the date on our letter notifying you of the action. If you call us to file your request for an appeal, you must send a written request unless you ask for an expedited review.

HOW DO I CONTACT MY PLAN TO FILE AN APPEAL? You can reach us by calling 1-855-467-9351 or by writing to: ArchCare Community Life 33 Irving Place, 11th Floor New York, NY 10003 Please contact us, or have someone contact us on your behalf, if you need assistance with speech, hearing, or have language issues. The person who receives your appeal will record it, and the appropriate staff will oversee the review of the appeal. We will send a letter within 15 days of our receipt telling you that we received your appeal and how we will handle it. Your appeal will be reviewed by knowledgeable clinical staff members who were not involved in the plan’s initial decision or action that you are appealing.

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HOW LONG WILL IT TAKE THE PLAN TO DECIDE MY APPEAL OF AN INITIAL ADVERSE DETERMINATION? Unless you ask for an expedited review, we will review your appeal of the action taken by us as a standard appeal and send you a written decision as quickly as your health condition requires, but no later than 30 days from the day we receive an appeal. The review period can be increased up to 14 days if you request an extension or we need more information and the delay is in your interest. During our review you will have an opportunity to present your case in person and in writing. You will also have the opportunity to look at any of your records that are part of the appeal review. We will send you a notice about the decision we made regarding your appeal that will identify the decision made and the date reached. If we reverse our decision to deny or limit requested services, or reduce, suspend or terminate services, and services were not furnished while your appeal was pending, we will provide you with the disputed services as quickly as your health condition requires. In some cases you may request an expedited appeal. (See Expedited Appeal Process)

EXPEDITED APPEAL PROCESS If you or your provider feels that taking the time for a standard appeal could result in a serious problem to your health or life, you may ask for an expedited review of your appeal of the action. We will respond to you with our decision within two business days after we receive all necessary information. In no event will the time for issuing our decision be more than three business days after we receive your appeal. The review period can be increased up to 14 days if you request an extension or we need more information and the delay is in your interest. If we do not agree with your request to expedite your appeal, we will make our best efforts to contact you in person to let you know that we have denied your request for an expedited appeal and will handle it as a standard appeal. Also, we will send you a written notice of our decision to deny your request for an expedited appeal within two days of receiving your request.

IF THE PLAN DENIES MY APPEAL, WHAT CAN I DO? If our decision about your appeal is not totally in your favor, the notice you receive will explain your right to request a Medicaid Fair Hearing from New York State and how to obtain a Hearing, who can appear at the Hearing on your behalf, and, for some appeals, your right to request to receive services while the Hearing is pending and how to make the request. If we deny your appeal because of issues of medical necessity or because the service in question was experimental or, was not different from care you can get in the plans network, or available from a participating provider who has the training and experience to meet your healthcare needs, the notice will also explain how to ask New York State for an external appeal of our decision.

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STATE FAIR HEARINGS You may request a Medicaid Fair Hearing from New York State within 60 days of the date we sent you the notice about our decision on your Initial Adverse Determination. If the notice involved the reduction, suspension or termination of authorized services you are currently receiving and you want to keep that service the same until your Fair hearing is decided, you must file a request for a Fair Hearing within 10 days of the notice, or by the date the change would occur you submit to request a Fair Hearing to indicate that you want the services at issue to continue. Your benefits will continue until you withdraw the Fair Hearing appeal; the original authorization period for your services ends; or the State Fair Hearing Officer issues a hearing decision that is not in your favor, whichever occurs first. If the State Fair Hearing Officer reverses our decision, we must make sure that you receive the disputed services promptly, and as soon as your health condition requires. Although you may request to continue services while you are waiting for your Fair Hearing decision, if your Hearing is not decided in your favor, you may be responsible for paying for the services that were the subject of the Fair Hearing.

STATE EXTERNAL APPEALS If we deny your appeal because we determine the service is not medically necessary or is experimental or investigational, was not different from care you can get in the plans network, or available from a participating provider who has the training and experience to meet your healthcare needs, you may ask for an external appeal from New York State. The external appeal is decided by reviewers who do not work for us or New York State. These reviewers are qualified people approved by New York State. You do not have to pay for an external appeal. When we make a decision to deny an appeal for lack of medical necessity or on the basis that the service is experimental or investigational, we will provide you with information about how to file an external appeal, including a form on which to file the external appeal along with our decision to deny an appeal. If you want an external appeal, you must file the form with the New York State Department of Insurance within 4 months from when you received the Initial Adverse Determination notice. Your external appeal will be decided within 30 days. More time (up to five business days) may be needed if the external appeal reviewer asks for more information. The reviewer will tell you and us of the final decision within two business days after the decision is made. You can get a faster decision if your doctor can say that a delay will cause serious harm to your health. This is called an expedited external appeal. The external appeal reviewer will decide an expedited appeal in three days or less. The reviewer will tell you and us the decision right away by phone or fax. Later, a letter will be sent that tells you the decision. You may ask for both a Fair Hearing and an external appeal. If you ask for a Fair Hearing and an external appeal, the decision of the Fair Hearing Officer will be the one that counts.

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FILING COMPLAINTS WITH NYS DEPARTMENT OF HEALTH If at any time you are dissatisfied with how ArchCare Community Life has treated you or how we have handled your grievance or appeal, you may contact the Department of Health directly at:

• Names, business addresses, and official positions of board members, officers, controlling persons, owners or partners of ArchCare Community Life;

The New York State Department of Health Division of Long Term Care Bureau of Managed Long Term Care Corning Tower Room 1911 Empire State Plaza Albany, NY 12237

• Most recent yearly certified financial statement of ArchCare Community Life, including balance sheet and summary of monies received and paid out;

1-866-712-7197

• Procedures ArchCare Community Life uses to make decisions about experimental or investigational services, medical devices, or treatments in clinical trials;

SURVEYS AND MEMBER INPUT We at ArchCare Community Life are committed to providing the best possible service and care to our members, and your input will help us in our efforts to continually develop and improve the program. We may ask for your participation in ArchCare Community Life Board or Quality Management committee meetings. You will also periodically receive a written Member Satisfaction Survey from ArchCare Community Life requesting that you rate our performance and that you provide your comments and suggestions about ArchCare Community Life. You can also call us at any time with your comments.

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ADDITIONAL INFORMATION AVAILABLE TO MEMBERS UPON WRITTEN REQUEST:

• ArchCare Community Life’s procedures for protecting the confidentiality of medical records and other member information;

• Written description of the organizational arrangements and ongoing procedures of the quality management and performance improvement program; • Written descriptions of the criteria relating to a particular condition or disease used to determine whether or not ArchCare Community Life will authorize a service, and other clinical information which ArchCare Community Life might consider in its authorization process; or • Written application procedures and the qualifications which health care providers must present in order to be considered for participation in ArchCare Community Life’s Ethical and Religious Directives in accordance with which ArchCare Community Life functions.

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